Clever Fox Budget Planner – Expense Tracker Notebook. Monthly Budgeting Organizer, Finance Logbook & Accounts Book, Bill Tracker, A5 (Rose Gold)

One of the best!
When you actually use the book the way you’re supposed to it’s one of the best tools I have to keep myself organized with my finances, lol.Here’s what I find most valuable:1. Finance goals – there is a short section where you can list what your goals are in the beginning of the book. Next to it there is also a section where you can detail what you need to do to meet those goals.2. Checklist – this is great for listing out what you want or need to get done for the month. It’s a short list of about 10 things so that means you have to prioritize. For each thing you get done you can check off the circle next to it.3. THE CALENDAR 🙌🏽✅️ – I NEEDED this. Seeing exactly what I have to pay and when puts everything into perspective. *** I actually went and put the total amount I’d be spending each week in the margin space next to the calendar to keep me from buying unnecessary items.4. Monthly budget page – Here is where you lay out everything you plan to make payments on along with the expected amount. The book neatly sections your most likely expenses into categories for you. You write what you’re paying (Verizon), how much you expect to pay ($65), and then once it’s paid how much the actual payment came out to be ($50). At the bottom of the section you add up all the expected amounts, then all the actual amounts, and subtract the two to get what’s left over.5. The Expense tracker – OMG I needed this part too 😭 lol. If you happen to be an impulsive spender like me this will help you prioritize. This, to me, was the most intimidating portion of the book because, 1. you have to be diligent in recording every purchase you make, online and in person, cash and card. The tracker can’t help you if you don’t keep up with this. And 2. the expense pages show you just how much money is flowing out in comparison to what’s coming in. It’s not easy to look at an issue of your own making, but the silver lining is once you see it you realize things. For me it was that I actually do have enough money to take care of all my monthly necessities, it just looked otherwise because I kept spending it on wants.and finally 6. & 7. the Saving and Debt trackers – These pages give you room to list out things you want to save for (a new tv, cheer camp, whatever 😊) and debts you owe and take on (old and new subscriptions, online store installments, etc.). For Savings you write what you’re saving for (dishwasher), the amount needed ($1000), and the due date at the top. underneath this you can list each deposit, the date you made it, and an updated balance. For Debts you write the debt name (Affirm), the starting balance ($100), and the minimum payment ($15) at the top. Below this you write the amount paid, the date you paid it, and the updated balance.These are the only sections of the book I’ve used so far. At the end of the month there is also a Monthly Budget Review and Spending Analysis page where math is involved and being honest with yourself is necessary.All in all I love this tracker/ budget book. It’s beautiful, functional, and well worth the purchase. The only thing I would change are some of the stickers that come with it. I’ve never liked sayings such as “live below your means” because it always felt like people were telling me to be satisfied with being poor. More stickers that promote a healthy positive attitude towards money and money management would be greatly appreciated 🙏🏾🙏🏾🙏🏾.Lovely product. I would definitely recommend it.

Excellent, High-Quality Budget book
I like to budget down to the cent with my finances and this budget planner which I have only been using for a couple weeks now is amazing. It takes some practice to use but you will find what fits best for you. I write in my daily expenditures via my debit card use and any checks I may send in the mail to keep my budget in place. I like how you can categorize each expense to later analyze how much you are spending for each category and adjust accordingly to keep your financial goals. The quality is great and it has a nice, sleek, well-made look and feel. I prefer using a budget book as opposed to something on line as it’s bigger than my cell phone, and, for me at least, just easier to manage, get to where you want to be, etc.

Best Budget Planner – it has everything you need
In an attempt to save a few dollars I purchased a knock off budget planner. That was a MISTAKE. Ended up tossing it and going back to Clever Fox which has been my budget planner for the past 5+ years. When you love something just go ahead and buy the one you love. The copies are nothing like the original. This planner has everything I need and is consistent, well made and really keeps you on track with your finances and financial goals for the year.

Estoy súper encantada con esta compra. Tamaño ideal, súper completo. La tapa es muy suave, viene con pegatinas y un sobre al final para archivo. Es fiel a lo que se describe. Ha llegado sin problemas y muy rápido. Este es el tercer modelo de Planificador que utilizo y definitivamente seguiré comprándolo para futuros años. Feliz de haberme decidido por esta marca ¡5 estrellas! ¿Existe la versión en español?

Génial. Le système d’organisation est simple et efficace. Très intuitif. Nous avons commencé aujourd’hui et nous y voyons clair dès le début. Je le conseille fortement.Brilliant stuff! It’s simple and clear, very intuitive. We started budgeting today and it immediately highlighted areas of our budget that needed to be modified. I’ll keep an eye on it over the next year, but I can already say that I recommend this notebook.